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About Us

Thomas Chillemi founded Harvest Processing for one purpose; to give businesses access to loans and alternative financing products without having to pay hefty fees charged by a broker.

Who We Are

At Harvest Processing, we pride ourselves on ingenuity with practical application! All scenarios are different. Since each business has its unique challenges and growth opportunity, we help our clients find a financial solution and provide information on the cutting-edge forefront of what is happening in industries across America. Overall we want our clients to know what they need to counter the competition, so we provide a newsletter that keeps them informed. Not all business owners have time to watch the news, read Forbes, or MSNBC; business owners are busy, and we respect that. So we do our best to keep our clients updated and all things from Processing to finance, investing, and business solutions.
The great thing about working on a project with us at Harvest Processing; someone can reach us 24/7 via Phone, Email, or Text message!

What We Do & How We Get It Done

Where and how you receive business capital is, let’s be honest, crucial. When working with approvals, rates, and fees, it is critical to know how much of those funds are going into the business and not getting soaked up in fees. We at Harvest Processing refer to this as an Initial Rate vs. the Final Rate. The Initial Rate is the amount one gets approved for plus the interest rate. The Final Rate is when you factor how much capital you net after fees, plus the interest rate that calculates to the total payback. By working with Direct Lenders or Syndicators*, you can cut out the “Middle-man” that increases the costs of these financial products. Since lower fees and lower interest rates can be indicators of lower risk to the financial institution you partner with, it is in the best interest of all parties to keep those costs down and not have to pay an outside party to bring your file to us!

*A Syndicator is a party who can directly contribute capital to a financial product. Not in whole, but as a party to a direct lender or outside party syndicator. By working with a syndicator, it is the case, more often than not, that rates on certain financial products can be lower in initial rate and highly reduced fees since those are more common to be the case when working through a “Broker.”

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Jessica Stone
CEO
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John Borthwick
Founder
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Our Team

Our Experts Waiting For You

We bring the right people together to challenge established thinking and drive transformation.

We Are Here For You

Meet The Owner

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Thomas
CEO